If I had a million dollars, I'd pretty much do the same thing I'm doing right now.  Maybe I have trouble imagining it, or maybe it's just that $1M isn't that much money these days.  Sure, I'd pay off my house, car, bills, and invest the rest, but it wouldn't get me all that far.  It's not like I could buy a yacht or a mansion.  Heck, to get a nice-sized house in my neck of the woods, I'd have to spend about $500,000.  Plus, smart financial advisers say to invest all the money and continue paying normal bills because the investment will presumably make more money than it's costing to pay off the house. 

But anyway, the question is asking what I'd do if I didn't have to work or worry about anything.  I guess I might do some traveling and spend some more time pursuing my expensive hobbies (snowboarding, skydiving [since when is a one-time-thing a hobby?], snorkeling/scuba diving, etc.).  I might buy a few cool gadgets like a nice camera or a GPS device.  But I have trouble envisioning my life changing very much.  What I'd like to do is continue living my current life, but take care of all the little things that get in the way of my enjoyment.  For example, I wouldn't set my alarm for 6am.  I wouldn't set my alarm at all.  I'd get up when I wanted to get up, and that's how I would start my day.  I'd probably keep going to work because my job provides me with a relatively comfortable workspace and a nice computer.  But instead of splitting my time between work and personal interests, I'd just eliminate work from the equation.  And I'd do something about the overwhelming quietness in my office.  And I'd find the thermostat and punch the building manager in the face.  But I'd continue reading things on the internet and writing things on this site.  My after-work life probably wouldn't change too much either.  I'd continue going to Bible studies.  I'd continue watching NFL on Sundays.  One thing I might change is the fluctuation of gas prices.  I like paying $1.99 a gallon.  I liked it even more when I paid $0.99 a gallon.  So I'd make sure the gas I put in my Toyota (which I wouldn't replace) would only cost $0.99 a gallon.  I'd probably continue shopping at Walmart, though I would probably make more frequent trips to Target instead.  I'd probably continue fixing my house, but I'd hire a professional to figure out how to make my grass grow. 

So I guess I'm either not answering this correctly, or I'm just really unexciting.  I'm supposed to say something along the lines of all the cool things I'd do and all the fast cars I'd buy.  But I'm so uninterested in things most people are interested in.  Oh well.  So I'm unexciting.  But I'd be an unexciting millionaire.  And think of all the candy I could buy with that kind of money!  The possibilities are endless. #money