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On insurance Fri, Sep 22, 2017
This Twitter saga about a young conservative who didn't want to be forced to pay for insurance under Obamacare but then got in a car accident and needed insurance, is a good illustration of two important points: 
  1. Insurance exists because of this.  It's a redistribution of wealth, or a collectivization of the cost of care for health or injury or accident or other large unpredictable expense.  The young pay for it, the old pay for it.  That's how it works.  All young people feel like they shouldn't be paying for it; all old people are thankful for the young people who do.  We need this.  So suck it up and get over it.
  2. Many ideas and issues only become relevant when they happen to you.  Like that conservative politician who changed his tune on gay marriage after his son came out as gay.  Or the people who are anti-abortion until they unexpectedly get pregnant.  Or the people who say all drug users should be imprisoned until one of their family members gets hooked on painkillers and goes to rehab.  It's fascinating to me how entrenched people can become in their beliefs, only to quickly and drastically change their minds when faced with the proper experience.
#psychology