I've noticed that equal amounts of time and money spent at different times in history are worth different amounts.  For instance:  I bought an Xbox One a few months ago.  In the ensuing time, I've seen it on sale for lower prices.  This happens with a lot of purchases.  But I've spent a sizable amount of time with my Xbox One.  And I've spent that time playing newly-released games with other people who are doing the same thing.  If I had waited and made my purchase a few months later, I would've missed out on those opportunities.  Even though I would've paid a lower price, it would've been worth less, if that makes any sense.  I always expect that I'll regret spending time or money on something, but I rarely do. #psychology