Sometimes when a person has been working for quite a number of years, the money they could be collecting from their 401k, pension, and social security add up to more than their current income.  Thus, they're working for free.  Or more accurately, they're losing money by working.  This doesn't happen all that often, and it seems to only happen to people who aren't capable of appreciating the situation and finally retiring.  They could actually be making more money by doing less, yet they continue working because they have nothing else to do.  There's not a snowball's chance in hell I'll ever be in this "predicament." #business