Isn't it great that the most important financial decisions in our lives are based on our credit score?  Not only is this completely arbitrary number based on things like how many times your credit score has been checked recently, but financial companies use this score in an automated system to decide what to give you and what not to give you.  And if you try to ask a question about it, they completely avoid the issue by saying, "Oh...well, our system shows that your credit score is 697 and we require a score of 700."  You say, "C'mon.  It's 3 points.  3 meaningless points.  Can't you cut me a break?"  And the answer is no.  It's always no.  There's no way to argue a point that's based on a decision that's determined solely by your worthless credit score.  Idiots run the world. #money